looking for best coverage for in-home firearm and range use . Next up is a little section on choosing your gun (which I felt was a rehash) and then a good section on the 10 concealed carry mistakes you can make. We go through our fair share of survival on the site so I dove into the Emergency Preparedness Fundamentals first. It takes a while since we do research and buy the coverage ourselves. Any replies would be appreciated ! Any suggestions would be greatly appreciated. Gracias senor. I would like to know if you have any alternatives for the state of New York if there's any. anything extra and your As such, we have received a notice of inquiry from the state of New Jersey about our membership program. Thanks for the information, John. All Rights Reserved. Yes, the critics will tell you that they constantly bombard you with emails and that is true. How does the USCCA define home? You should be able to at least make a claim using the FOIA. Another great video series with Tim (founder of USCCA) and Kevin, editor of the USCCA Magazine (and full-time LEO). You close your post disclosing you provide video content for USCCA. It's impossible. Thank for the info. (Annual discount of $69) The incidents you mention with other similar groups, example TLS, that case was dropped and TLS was absolved of any wrong doing. They refuse to pay. USCCA Membership Starts at just $29 - Join Now Start Membership 4.9 /5 Start Your USCCA Membership Today and Get These FREE Bonuses: Hurry! The question here is 'Are we covered wherever we reside? Those states have made it illegal for these companies to do business, hanging the gun owners there out to dry. I may have to switch to USCCA when my coverage expires unless they somehow redeem themselves. Lesson learned: USCCA will take the time to bombard you with marketing emails but cannot spare a few minutes to answer questions for a prospective member. I sent three e-mails, each about a week apart, asking them to fix the problem. It's for the yearI'll be updating the article to show this pretty awesome perk! Every single month, our expert trainers will provide you with drills to incorporate into your own training routines at the range. Civil Liability -- These are payments to the person you injured. Interesting and great reaffirming article! USCCA Platinum Membership Cost First let's talk about what the Platinum Membership will cost. Reproduction without permission prohibited. have to furnish these bonds." (Poway Weapons & Gear). You can upgrade/downgrade as you wish and theres a 365 day money-back guarantee. Their customers. With a much higher percentage of business shootings and a much lower percentage of houses of worship from what I thought. USCCA vs NRA Cary Guard Comparison chart especially helpful. Why do you start new topics with the word, "so?" I purchased US Lawshield insurance at the end of an IL CCW class when a rep came in to tell us all about their program. Update: USCCA DID get back to me, it just took a bit longer. If you want to learn more about the insurance partsuch as policy, numbers, lawyers, etcsee the full details here. Armed Citizen appears to be checking mid-way to see if you have a chance of being innocent. Why not take a good look at the Armed Citizens Legal Defense Network. Please clarify. Your comparison of gun liability insurance was both informative and humorous. (Note: Due to disability, I am not able to call; this was not an issue for CCWSafe or US LAWSHEILD - they were there for me when I needed them.). Thanks so much and no problem on passing this out! They spam the crap out of you. I hope I never need them, but Im confident that they are in my corner. So I sent them an actual letter along with my membership card telling them what they can do with it and to never send any more literature whining for more money for a membership or for any other reason. For all you need to decide when you chose to pull a gun are you prepared to take a human life. We've seen all too many self-defense scenarios on video which turn into high profile cases. Criminal costs -- Insurance policies, by law, cannot provide coverage to pay your criminal defense attorney if you happen to commit a crime. That's why the agents of the NRA program wound up agreeing to pay millions in fines. But firstmore courses! I had it for a year, but dropped it. #uscca #survivalkit #survival https://www.usconcealedcarry.com/referral?id=MDAxNWIwMDAwMXJlNjR1QUFB&tID=5bf43111b0cd6 source Featured Resources HamRadioPrep.com Straps onto the backpack great and has several quick detaches. Highly recommend giving it a watch since the best defense is to never get into bad situations in the first place! What about a major clause. That gives you some good training setup insight. I am very sorry to hear that some of those items were received broken. The difference if there's a loss I/e vehicle or property your not going to jail. You could source the individual components off of Amazon for less than $30. I have some experience in the insurance industry and I know a number of people with long experience in the insurance industry. I love this site and it's been my trusted go-to for advice on all kinds of gun-related subjects. I am taking their firearm instructor program training at the end of September. The attorney may not be sure himself. Since 2004, the goal of the U.S. I found it good to think over situations, see how my actions differed from others, and then go over some FAQs for general situations. You still get all the personal insurance bennys and some more advanced classes. The general attitude of people that have been licensed to sell insurance could be characterized as "suspicion." Thanks for the knowledgeable and not condescending opinions. But for those who are looking for that AND educationits a question of how much you want to learn. IF they don't - just delete the email All representatives employed by Delta Defense, LLC. Pretty decent but nothing to write home about. Apparently they never learned their lesson because at the CHL class that my partner and I took in 2016 they were there and painting a very scary picture. The item may be . And chainsaw variant of the commando saw Thoughts? My kit did not come with batteries. This is a HUGE amount of money that most people could not afford. With the starting Gold tieryou get access to Level 1. Available on YouTube for free. (verified owner) March 24, 2021. I also did get this kit as a promo so while l it sounds like Im being picky Im more giving constructive criticism! A policy has been issued to the USCCA. Concealed Carry Association Membership. That is, you could get a lot more insurance coverage for the same money. I keep asking different instructors and others from USCCA but noone seems to be able to tell me for sure that the NYS DFS situations was rectified, and if so, how? I'd like a definitive answer to this as well; I used to have a USCCA policy that was ended at the end of June (I got a lot of notifications about the DFS decision), but it looks like it's available again to join from my account. The flashlight is bright and the other stuff nice. Well researched articles and national exposure, insurance, Eddie Eagle and Jr. programs, etc. 2) bag is actually pretty durable I have enjoyed all your articles. I appreciate the attitude of restraint and advice on avoidance of situations that would put you in a position to find it necessary to use deadly force. I just joined, and now that I see that language in the agreement, I may cancel. Last up for this series is gun store etiquette which is always great info for first-timers to lower some anxiety when looking and purchasing firearms. WellI guess theres my seal of approval (since 2017)! If that is your worry, then it is cheaper to increase the limits on your existing policy. Both Washington and New York state gun owners have had an interesting battle with concealed carry insurance companies like the USCCA and NRA Carry Guard. Can I get home protection in California and am I protected if I am carrying my gun to the range legally in the trunk of my car and take it out to defend myself or my family? Since you CAN downgrade/upgradeit might be worth it to start with Platinum, watch all the Proving Groundsand then downgrade. (verified owner) December 27, 2020, Donn (verified owner) October 8, 2022, The bag is kinda cute.not real sure about the contents. I signed up with the silver plan. Eric, I am also a USCCA member and did the same comparison you did with NRA and three others. What does it cover? Someone stated that specific umbrellas might cover accidents. How can I access my USCCA Membership Benefits? The value is just there, plus theyre classier than the NRA Carry Guard jerks IMO. I checked out the attorney web sites and most of them are focused on "other than" CCW matters. Select what level shooter you are! Rob goes over advanced stuff like lateral movement and in-contact shooting but kind of leaves it at discussion only. And easy-to-remember acronyms like ABC (airway, breathing, circulation). Anonymous The policy seems to tell you what it covers and then at the end of the sections tell you they don't have to provide the coverage they just said they would. Save your money, do some research, and buy quality tools and then become competently trained in how to use them. Great kit. The antiseptic wipes that are inside are from Shandong Providence, China. If, you ever need to pull your gun, first of all that is not the time to decide if you are prepared to kill someone. There are currently three tiers of USCCA membership: They differ in the amount of education and training content youre able to access on the USCCA website. Most criminal defense attorneys will not require payment of final bill until after your case endsat which time the rest of your criminal defense protection is available if you were acquitted or the case was dismissed. The only major disappointment I have with USCCA is the attorney listings. These individuals have gone through extensive training, and their sole focus is to help you with any questions or needs you may have throughout this process. This is one of the most customer oriented organizations I have experienced! I was getting multiple emails for day. (verified owner) December 29, 2020. I hold an Elite membership with the USCCA and I wouldn't think of anywhere else. There's tons of emails but I still at least open them to see what's going on. I feel a certain peace of mind knowing they can help me navigate through the legal minefield should a SD situation occur. Hey, did your consider an umbrella policy with your home/auto insurance provider? major typossorry. And how did it work for them? Texas Lawyer Does it cover theft? NRA writes, Be wary of any provider that claims to offer full criminal defense coverage funding up front: not only is this unnecessary, but such policies would be void in the event of a conviction. Not much of an outdoor person but the kit is ok for starters, my question is how do you use the magnesium fire-starter. I did buy there Concealed Carry magazine, It comes 4 times a year and it is a glossy quality magazine. They also get into gun laws and the financial aftermath of what happens in a defensive gun shoot. Therefore, they pay for anything they didn't say clearly. Not one word. 1) plenty of room for more gear This is top shelf stuff. 100% risk-free with the Bulletproof money-back guarantee! I would be interested to know how many cases they have handled and what was the outcome or resolution of the cases. Its a series of front-facing discussion, top-down views, and pictures of important concepts. I had also had a problem with the flashlight and USCCA promptly helped me out with that but that only lasted about three more months and the second flashlight pooped out it also. Firearms have now been a part of my life for over sixty five (65) years. Free Shipping & Free USCCA Keychain On All Orders! Meaning you may or may not get the best defense possible. Excellent article. I hope I never have to use USCCAs legal services. So the size the concept with some replacements and some of what I thought were going to be the nicest things are just not useful. I just finished the E-Learning program and it was magnificent. I chose USCCA last week for all the same reasons you mentioned. Their second year and beyond price is $95, much lower than CCW Safe price of $179 for ccw-only customers ($145 for ex-military/police). It was only $131.40 per year. The company itself VCDL = feet on the ground, active grass roots. I like the fact I can cancell, ifI really need $. I have held my Sacramento county California CCW for over 20 years and luckily have only had to draw my weapon twice both times showing the attackers i was armed put an end to the situation. -- No limit - criminal / No limit - civil for CCW Safe, and US Law Shield, I have not done something like that with an insurance company (and don't know why they would not display the information in the first place) but have done it other circumstances and yielded immidiate results. Hope I never have to use it. Hope for the best, but always be prepared. Far as insurance I recall reading an article by an attorney. IF so, what did they say? What's the odds of a CCW incident in your life? Thank you for becoming a USCCA member. I would suggest that you move to a constitutional carry state, or at least a state where it is easy and inexpensive to get a concealed handgun license. 1000 Freedom Way West Bend, WI 53095 Translations of any materials into languages other than English are intended solely as a convenience to the non-English-reading public and are not legally binding. Should that ever happen, last thing I want hanging over my head is the possibility of being sued by my insurance company at their discretion to recover costs. Very supportivehighly recommended. It is a common confusion of Members and prospective customers as they are used to being the "policyholder" for Auto, Home, Renters, Etc. Thanks for that info on the spouse planI'll reconfirm and update. These journals are free, 12/year going back 10 years: https://armedcitizensnetwork.org/en/our-journal Four packs of mre toilet paper Thanks! What do you do if youre a resident of New York? Very few non law enforcement/ LEOSA CCW permits here. NRA Member and I have the NRA carry guard insurance, but recent NYS Attorney General issue voided the insurance in NY State and at expiration the underwriter will not renew in NY State. Ignore them at your own peril. Click below for a FREE LESSON! I hope I never have to test to see if I made a good decision. This kit has what ya need for non life threatning injuries. 2021 Update: Im an Elite member (with a better camera now). You can tell the instructor does this all day long and knows how to present information. Not counting what comes with it here is my list wish I could take pictures but here goes nothing Here is your quote: "Of course, just because CCW Safe is my preferred CCW insurance plan, doesnt mean its the right one for you." PLUSyou get access to my Beginner Handgun Course ($67 value) with any tier. Boom! The exclusions describe what they will NOT pay. But after reviewing other insurers I switched to USCCA when it was time to renew my Texas Law Shield protection. The highest tieryou get all the previous goodies AND even more courses. I worked in LE for 27 years and carried off duty. USCCA President Your purchase is backed by the USCCA 365-day, 100% money-back, bulletproof guarantee. The Silver plan is no longer advertised, but is available if you ask for it when signing up by the phone. As most of you have figured out already. It appears that they cover everything that USCCA covers and then some so I'd like to hear from anyone who has done in depth comparison of the two. Youre probably after the concealed carry insurance at this pointbut the courses are decent and you have a very nice 365-day guarantee. Much of the information on this site is misleading. That has its ups and downs, but more later as I dig. The keychain was a bit confusing, if it was designed to be a light and seatbelt cutter if fell short on both counts. The United States Concealed Carry Association (USCCA) offers legal protection for self-defense scenarios and many other resources for ccw education and firearm training to their 300,000 members. PS I did hear the Law Schield people speak in about 2015 and they were nice folks, they made their coverage sound interesting. I don't know; I think I may have gotten the wrong insurance for this year. I would like to see a copy of the actual policy. Join the USCCA today and you could also win $1,399 for a brand-new Walther PPQ M2 Q5 Match SF 9mm or be one of five winners in our $25,000 All-Inclusive Dream Range Getaway grand prize. Your one-year NRA membership is just $45 and unlocks all of NRA's member benefits, giving you access to hundreds of dollars in savings. As a Member, they are not the policyholder, the USCCA is the policy holder. United Specialty Insurance Company is rated A by A.M. Thank you and keep up the good work. Apparently, they are now no longer able to issue protection and coverage for NY State Residents due to an "issue" (they would not be specific about it with me) that they had with the "political system" of NY State. Personally, I think this is unfortunate. If you feel it wasnt worth it, even if you soaked up all the info, just call them up and ask for a refund. about USCCA Membership: 1-800-674-9779 * Insurance has been purchased by the USCCA and is one of the benefits of membership in the USCCA. If you plead to a lesser charge, say a misdemeanor, because going to trial may be very risky, even though you're in the right, because you took a plea deal, you are not covered, at all, and owe all expenses paid back to the insurance company. USCCA Membership Cost Below is a breakdown of the USCCA Membership cost and discount for each level and what is included with your membership. It's shamelessly sales-y and concentrates on perks rather than what matters most if the main point of the conversation is about getting the best CCW insurance coverage. I will probably be going with uscca myself too. In the insurance package; where if you PLEAD GUILTY OR FOUND GUILTY, you can be forced to repay everything back to the USCCA!! Hey Eric, I'm not super sure of the "average case" cost either since there are so many factorslocation, lawyer choice, booking, etc. I have been very pleased with USCCA since 2011, they have been pleasant to deal with. What about the exclusions? Why are the comments gray text on light gray background? Assuming you did everything correctly, you will be prosecuted and they will do anything possible to destroy you. The bag is great, pretty much everything inside it except for the paracord is low-budget stuff that wont hold up if truly needed. Does anyone out there know what the "issue" was that the USCCA had with NY State ?? Mathematically speaking, it is a money machine. Here they covered really useful (and actionable) info like how to choose the best seat in a restaurant, mentality for going to sketchy places, and more. Been thinking about getting for a while and the article is the kick I needed to sign up. Learn all the important stuff about handgunswith none of the attitude. This write up convinced me to where I'm *now a USCCA member. Dont worryIll go over all the major points and differences between each tier. Andrea I only gave four stars because the penlight does not work right. USCCA has been sued multiple times for failure to provide coverage. - Only company to include spouse and children under 18 when defending themselves inside your house (NRA Carry Guard covers spouse); additional fee for others. Excellent and well researched article Eric, just what we needed to make our choice! The ones about ARs, precision rifles, and Tactical shotguns, I usually delete them! Therefore, if there is any ambiguity in the wording, it will be ruled against the person who wrote the contract -- the insurance company. Are they located in one of the states that is tightly regulated, such as New York or California? I havent had a chance to do it yet but it definitely ups the ante with both speed and precision portions at 3/5/7 yards with a much more challenging target. I have been studying self-defense for 3 years. Save my name, email, and website in this browser for the next time I comment. Others pay only the premium to the bond (Court may require collateral to cover remainder), generally, 10%, up to: I know enough that anything not spelled out in writing is something you will never see. I signed up with USCCA in 2014. USCCA will reimburse you up to the Manufacturer's Suggested Retail Price of your gun if it appears it will not be returned. TexAgs another good thread with information. Tim is back with the emergency prep guy for this series which starts off with securing your home. Simply put, this is a very cheap kit. I have been shooting for over sixty-five (65) years. 3) comes with decent first aid Hi Bert, we're going to be slowly adding more. Pass it and youll get a nice patch in the mail. - Only company to cover all of bail bond, up to $500,000. I wish the usc a sold the flashlight individually because its a great flashlight, Decent product with room for more items of your own personal edc or your own preferred survival gear but overall as a $155.00 starter product it is very underwhelming I got mine for joining the USCCA and knowing what I know now about this product if I were to get another it would be through the reference program NOT cash/card now I will do a pro con list because I still like this product I will start with pro, PRO (2) Our right and duty to defend ends: The only other discount is a 10% discount for having served in law enforcement, govt service or military. However at the end of it all I wish there was some more holster stuff or things at the range. However, just in case a situation arises that I can't avoid, I'm glad I have the peace of mind of having a membership with the USCCA.Stay safe. It would foolish to assume that if you are found guilty that the NRA is going to pay out the other 80% just because they think you're an "ok guy". Its good to think of it now before something bad happens! We use USCCA for CCW coverage and NRA for Instructor coverage. I've been a USCCA member for a number of years enjoying the knowledge of the Delta Defense Team standing ready to assist you should the worst situation happen - you shoot someone. The USCCA Self-Defense SHIELD is the only firearms and self-defense liability benefit that is backed and underwritten by an insurance company that is based in the United States of America. I'm a retired/disabled businessman having had virtually the same experiences. After much research I chose Self-Defense Fund. USCCA Membership Tiers They informed me of this last month. At least offer as an additional/. Thank you so much for this article. Armed Citizens (LDN) for the best value and educational materials: Yes if you join youll get a lot of email but an unsubscribe can fix that. I purchased the Platinum coverage and even called USCCA to ask them what was the cost of the "average case" when I was deciding. As for its included tools as far as I could tell they seem upper mid-range, No obvious junk included, mostly all metal components and has all the basics covered. Next I have the grim workshops boot knife and sheath USCCA and CW Safe both seem to have good plans. You only give out the free lessons to FULL YEAR payor? I like the transparancy even though it can be confusing. Train like you will have to use your pistol and long gun, and hope that they will never be needed!!! I researched them all and I've been with CCW Safe for 5 years. Sorry, this kit is a fail. USCCA covers in the home as well as when you CC! I tend to read a lot, remember some and expect not demand that it fits together when I made a decision. Noobs to CC should check out the USCCAs Into the Fray videos for sound training . I maxed out with the Platinum tier. USCCA may indeed have a better plan, but using a site bankrolled by the Bloomberg crowd throws up red flags. If the situation involves an allegation, other than simply having committed a crime, then the insurance may provide coverage under a reservation of rights. They have lawyers on retainer for questions only. -- US Law Shield does not cover bail. I was able to get a $1M policy for less money that includes coverage for acts of self defense as well as any other liability (car accident, incident at home, etc). The NRA concealed carry insurance program in NY was shut down by the insurance department for various violations and the people selling it had to pay millions of dollars in fines. (verified owner) December 28, 2020. Gun out pointed at a criminal is not the time to make that decision. -- $25,000 for both Armed Citizens (LDN), and NRA Carry Guard, I do not see me changing ins at all, the magazines are of high quality from the beginning. Anonymous -- scroll down: https://ccwsafe.com/permit-plans. There are fundamental problems with the idea of offering CCW insurance in the first place. All three also have a yearly price that is lower than the monthly billing. I always carry a knife, especially helpful where in a gun free zone. It might be better to sell this as a pre-paid legal product, which would not necessarily run into the same legal ramifications. Eric: Good article. Hi Cog, this is from their site, "This liability policy is issued by United Specialty Insurance Company, a subsidiary of State National Companies, Inc. State National Companies currently writes over $600 million in premiums. *after this limit, their board reviews case and allows more if there is reasonable self-defense Two different people writing the articles. All them up and compare rates. Hey Sandra, I tend to write how I speak. Definitely appreciate the thought I have used it but its a very basic basic first aid kit more than anything, Ginger How can I contact USCCA's customer service? Sorry to go on like this but you will not believe what you will get for your money. They're a pre-paid legal service (no legal fees out of your pocket and then wait for reimbursement). I carry often, and the need for just in case insurance is something that will give me piece of mind. Have you asked the company for a copy of the actual policy? This was a wonderful gift. Different author; ERIC HUNG, here, PAUL YEN, CCW safe. But that Protector Academythats the good stuff. I don't own a gun for several reasons: (1) astigmatism-poor eyesight, can't focus eyes, (2) old enough to have to consider my heirs getting any gun I buy (and the question--Are they fit to possess or carry??? I'm like you Eric, we get bombarded with emails daily from USSCA and I keep reading them. Anything that is ambiguous in an insurance policy is construed against the company. Defensive Carry thread with a lot of good info. b. I'd be curious how those two listed compared to US Lawshield. It appears she may have purchased the firearm and membership, then baited her husband into a confrontation, counting on USCCA to pay her legal fees. Okmy favorite part of the Platinum tier. What's next? -- initial $25,000* criminal / initial $25,000* civil for Armed Citizens (LDN). Hey Jim, not a lawyer, but looks like it. Hi Richard, I don't have that info but you can probably call them up to ask. Good Luck & Stay Safe. Calls into question the rest of your article. Other than that, you're basically screwed if you exercise your SA right to self-protect., unless Evan Nappan takes your case pro-bono. My favorite is the Proving Ground. Though at that point it might be the least of your worries! Also, I became a resident of Florida, but she is still a New Yorker. Does USCCA or other cover accidental discharge or range accident? Tim Schmidt founded the USCCA and continues as the head of it. Be the first to see new gear, store promos and more! I do remember signing up with LS in about '14 or '15. Description Seller assumes all responsibility for this listing. Things weve gone over before but now its more in-depth. Much better b-roll for this course. I never even considered the NRA plan given that the NRA is very selective as to which gun owners they support vs. those whose rights they consistently remain silent rather than defend. Are they located in your state? USCCA also allows ANY attorney to be a part of their program. However, guiding others who trust our judgment in such an important matter as which CCW insurance to get is a huge responsibility (at least to me), so omitting the one detail in the discourse that could make all the difference is a significant fail in my book.

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